Are you looking to insure your dinghy? You’ve come to the right place, as we will be guiding you on what to look out for when insuring. First thing to remember is that every dinghy owner has different needs, meaning there will be different types of cover available depending on what is important to you. Make sure not to go afloat without third party liability cover. This covers you for damage to another boat and also if you cause an injury. If you’re also worried about accidental damage, theft, vandalism, then you should consider a comprehensive cover for your dinghy. Make sure your policy excess is at an acceptable amount, as this will be the required payment for any claim. As you may know already, if the excess is high then your insurance will be cheaper but work out what is best for you.